The weather is finally turning, and you only have a couple of months left to get the most out of your yearly dental insurance. Visiting the dentist may not be on your annual to-do list, but it is key to maintaining optimal oral health. With the holidays — and all of those treats and sweets — on the horizon, now is the perfect time to prepare and protect your pearly whites so you can enjoy the celebratory season that lies ahead.
Why Wait?
Along with dental benefits, FSA (Flexible Spending Account) and HSA (Health Saving Account) benefits expire at the end of the year. If you haven’t met your yearly maximum, the remaining amount likely won’t roll over into the next year, and you’ll lose your opportunity to make the most of those dollars. Also, if your insurance plan includes a deductible you’ve already met, it only makes sense to reap the full value of your insurance now, before the next plan year, when you have to meet the deductible again.
Benefiting From Your Benefits
Taking advantage of your unused benefits could save you hundreds of dollars. Routine dental exams can prevent oral conditions that are costly to correct. There is also a good chance the cost of your dental insurance will increase in the new year. Remember, you’re paying for your insurance, so getting the most out of it at its current price just makes sense.
What Can I Use My Benefits For?
If you are not experiencing an oral health emergency, a preventive approach to your oral health will save you money and discomfort down the road. Scheduling a regular visit with your dentist gives them an opportunity to protect and fortify your teeth against any health threats. They can also identify early signs of decay or emerging periodontal disease. When caught in the early stages, the effects of both of these conditions can be stopped and, in some cases, reversed.
Consider These Treatments
If you don’t need extensive work, consider using your remaining insurance benefits for the following:
- Cleanings
- Fluoride treatments
- Sealants
- Periodontics
To find out more about how you can get the most out of your dental insurance plan, call 661.202.3542 today and talk to one of our professionals. We will help you figure out how you can maximize your oral health and maintain your beautiful smile.
